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Buying a home is one of the biggest financial investments you may make in your lifetime; and that's not just because of the sentimental value.
Construction costs alone, which account for more than 70 per cent of the flat's cost, have risen at 15 per cent annually in the past decade.
Buying a home is a long-term decision of over a 10-year period; the interest rates may go through several up and down cycles. Therefore, you can be sure that you will benefit from falling rates at some point in the cycle.